GETTING TEENS REAL-WORLD READY
The H&R Block Budget Challenge is an online simulation that immerses students into the financial life of a recent college graduate. Within the game, students pay bills, manage expenses, save money, invest in retirement and pay taxes. It’s critical learning happening in classrooms nationwide and comes with the chance to win scholarships along the way.
This learn-by-doing education approach allows high schoolers to make real-world mistakes without facing real-world consequences. The best part? H&R Block provides this curriculum to high school teachers nationwide, completely free.
For 10 Students Each Year
The Budget Challenge actually pushed me to research and calculate and start a budget. It’s a tremendous help. I’ve learned more in the last two years that I participated in the Budget Challenge than I have in my whole life.
Budget Challenge Winner
CLASSROOM REGISTRATION INFORMATION
Budget Challenge registration has closed for the 2017-2018 school year. Please visit the resources page for personal finance lessons and classroom activities.
|2017/18 Sessions||Session Dates||Registration Closes|
|1||September 7 - November 16||August 31|
|2||September 21 - November 30||September 14|
|3||October 5 - December 14||September 28|
|4||January 18 - March 29||January 11|
|5||February 1 - April 12||January 25|
|6||February 15 - April 26||February 8|
Frequently Asked Questions
THE REAL-WORLD READY SCORE IS DETERMINED BY:
BEHAVIOR: Out of a 100% possible engagement score, calculated by login frequency, frequency of late bill payments and quiz participation.
KNOWLEDGE: Out of a 100% total quiz score, calculated by how well students answer important financial questions.
SKILL: Based on a possible 200% simulation score, calculated by how well the student saves, avoids late fees and performs on quizzes.
The winner is determined by the highest overall percentage out of a possible 400%. Students can see their Real-World Ready ranking from the Student Login tab on their home page.