What We're Doing

We’re preparing kids for the future. How? By providing scholarships to teens who can manage money and have some fun along the way. By giving teachers the tools they need to engage students in personal finance. By arming parents with the financial advice every teen needs to hear. And more…

Looking for the Budget Challenge lesson plans? Click here.


“Mind On My Money” workshops enable teens to teach their friends about personal finance, while learning a thing or two themselves. Topics include budgeting, credit cards and student loans. The hands-on workshops last 30 minutes each. Simply download the workshops to get started:

Check Yourself Before You Wreck Yourself.
How and why budgeting is important, how to budget your daily life.

Life In Plastic… It’s Fantastic?
Credit cards, why they’re important, and how to use them responsibly.

I Got 99 Payments and a Loan Is One.
Student loans, paying for college, and what Jay Z has to do with it.

Lesson Plans

WeAreTeachers and H&R Block Dollars & Sense asked educators nationwide to share their best financial literacy lessons. The outpouring of ideas was impressive, but three entries rose to the top.

The End & The Beginning
Students create a portfolio reflecting their life after high school graduation including getting a job, finding a place to live, getting a vehicle, insurance, investing, & creating a budget.

What Education Do You Need to Live Comfortably?
Students figure out exactly how much it costs to live for a family of four through research on all expenses including taxes and insurance and an amount of income is calculated. Then a career is chosen to meet their needs and wants.

California Grizzly Bank
In this ongoing lesson, students learn to keep a checkbook balance by adding money earned for various activities and subtracting ‘fines’. They also have opportunities to “purchase” items & participate in auctions with their earned balance.